Essential Estate Plans and Bankruptcy Solutions for North Carolinians
Clear help with debt, and with planning ahead.
I focus on two areas of North Carolina practice so every client gets careful, direct attention. You work with me from the first consultation to the final paperwork.
A fresh start, on the terms the law provides.
Filing puts the automatic stay in place, which halts most collection activity — calls, wage garnishments, lawsuits, and foreclosure.
Most unsecured debt — credit cards, medical bills, personal loans, collection accounts — is typically discharged within a few months of filing. Some debts, such as child support, recent taxes, and most student loans, generally remain.
If your household income is below the North Carolina median for your household size, you generally qualify. If it's above, a more detailed means test looks at your income and expenses.
North Carolina's exemptions protect many filers' essentials — equity in a home and a vehicle, household goods, and retirement accounts — within statutory limits.
Schedule an initial discussion →We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
Decide now, so your family doesn't have to guess.
Straightforward documents for individuals and families who want the essentials in place.
Name who receives your property and who serves as executor — and, if you have minor children, who you would want as their guardian.
Choose the person who will make medical decisions for you if you can't make them yourself.
Put your wishes about life-prolonging measures in writing, for situations such as a terminal condition or permanent unconsciousness.
Authorize someone you trust to handle bank accounts, bills, and property if you become unable to.
About estate planning →
Are you ready to get started?
The law can be stressful, but I am here to help.
Start today. I can’t wait to walk you through the process.
Click the button below to schedule our initial discussion.
“For people considering bankruptcy, I offer free consultations and honest, low-stress assistance.”
“My affordable estate plans help people protect themselves and their loved ones.”
Contact
Use this form or send an email to contact us.
Email (Primary Contact Method)
info@mblawnc.com
Phone
(828) 214-5259